Employee Benefits

Health Insurance Options

• Medical Insurance United Healthcare
  • Choice Plus 1500 DF5N
  • Choice Plus 1700 DF6X
• MetLife Dental Plan – application available for easy access to account information
  • MetLife Your Choice PPO
  • MetLife Platinum PPO
• Aetna Vision Care – app available for easy access to account information
  • Aetna Core Vision
  • Aetna Plus Vision
    • Large national network
    • Annual eye exam covered
    • Allowances for contacts or frames
    • Out of network reimbursement available
    • Discounts available for Lasik

Medical Expenses

• Flexible Spending Account (FSA) – $550 in unused funds will roll over into the next year, automatically
• Health Savings Account (HSA)
• Dependent Care Account (DCA) – allows eligible employees to use pretax dollars to pay for eligible elderly care expenses or child expenses such as daycare, before or after school programs and summer camps

Employer-Paid Short-term Disability 

• Short-term Disability (STD) – a type of insurance benefit that can replace up to 60% of an eligible employee’s income when they are disabled and unable to work due to illness or an accident

Long-term Disability

• Long-term Disability (LTD) – a type of insurance benefit that can replace up to 60% of an eligible employee’s income when they are disabled and unable to work due to illness or an accident, after STD has been exhausted

Life Insurance and Accidental Death and Dismemberment (AD&D)

• $50,000 Employer-paid group term life insurance
• Voluntary Life Insurance – Accident Insurance, Critical Illness Insurance, Hospitalization Indemnity Insurance and Prepaid Legal Insurance available
  • Available in increments of $10,000 up to the lesser of 5 times salary or $1,000,000
  • Guaranteed issue up to $400,000 (excludes $10,000 included with medical insurance)
  • Evidence of Insurability (EOI) above guarantee issue
  • Option to enroll in life insurance for spouse up to $100,000 and dependent child(ren) in increments of $10,000
  • Guaranteed issue: up to $50,000; any amount over that requires EOI. Cannot be more than 50% of employee’s coverage
  • Age Reduction: Reduced to 65% at age 65, 40% at age 70 and 25% at age 75

Financial Wellness

• 401K Retirement Fund + Employer Match
• Virginia529 College Plan

Employee Discount Program

• Employee savings on:
  • Shopping
  •  Entertainment
  •  Dining
  • Theater and events
  • Travel

Employee Assistance Program

• Employer-provided and FREE for employee and dependents
• Services included:
  • Virtual Concierge Services: Travel coordination, child and elder care referral services and much more!
  • Personal online profile with work and life resources and training courses
  • 30 minute legal consultation and referral
  • Access to coordination of confidential counseling referrals available 24/7
  • Up to 3 sessions with a personal wellness coordinator

BalanceCare Health Advocacy Services

• BalanceCare is a complimentary, comprehensive, time-saving resource that will help you better understand and maximize your healthcare benefits.
• Employee assistance with services such as:
  • Claims assistance
  • Benefit coverage verification
  • ID cards
  • Prescription drug coverage
  • Appeals
  • HSA questions
  • Health benefit education
  • Provider research

Paid Time Off/Holidays

• Eligible employees will accrue 15 days PTO starting date of hire
• 11 paid holidays including floaters